Think "Christmas" ... in July? Sure, if you want to make it an all-cash holiday!
Holiday spending can be hard on the pocketbook--and bought on credit, "Christmas Day" can stretch into the new year for weeks or months.
Ease the Christmas cash crunch with creative ways to save money for Christmas! Financial institutions offer dedicated Christmas clubs for the disciplined, but savvy holiday planners have found other ways to accumulate cash for holiday spending.
If the local newscast (egged on by local retail merchants) tells me one more time exactly how many "shopping days" are left until Christmas, I'll scream!
For busy home managers, there are never enough days to shop for/buy/craft/bake gifts for family and friends--and this year of all years, disposable income is in short supply for many of us.
Solution: Christmas Cheats. These spending short-cuts save time, money, energy and aggravation during the holiday season. With clever solutions for gift-giving, they're the frugal way to celebrate like Santa but spend like Scrooge.
Scanning a list of handmade craft gifts is something like reading a cookbook: it makes you hungry!
Whether you wander the crafts store, settle in at the library's craft bookshelf, or flip through holiday magazines, visions of bright and beautiful gifts follow one after the other. Will this be the year you give hand-crafted gifts ... to everyone?
Give in to the impulse to overload on holiday crafts projects, and you're likely to find yourself drowning in UFOs: Un-Finished Objects.
Gift. Say the word and many levels of meaning go through our minds! When preparing for the Christmas holidays, "gift" is a loaded term, one that provokes equal parts of anxiety and joy.
In our consumer society, the idea of "gift" is no longer simple, no longer free. The forces of consumption have taken the pure and simple concept of "gift" and layered that concept with staggering traps.
We should all have a friend like my friend Joyce. No matter what the occasion, she comes up with the perfect gift--even at short notice.
Her wrapped packages are lavish and lovely, her cards are sweet and well-chosen--and she does it on a budget and without last-minute dashes to the shopping mall. Her secret?
A gift closet.
It's a concept we love here at Organized Christmas: a dedicated space in the household to store gift items, gift wrap and cards. A gift closet holds a stockpile of gift items and everything needed to wrap and present them.
Every family has one: a gift-giver of extraordinary flair and creativity. Year after year, this paragon finds just the right gift, large or small, for every friend and relation, and all without breaking the bank.
Her “just because” offerings are tiny jewels, she’s hip to the latest teen trends—and she never, ever hears the double-barbed response, “Oh, you shouldn't have--you really shouldn’t have!”
With summer winding down, school is on the way--and so are rock-bottom prices on back-to-school needs!
During late summer, office supply stores engage in penny price wars, while discount stores bring racks of school supplies front and center ... and cheap!
Back-to-school loss leaders--products sold below cost to attract sales--are hot and heavy in the supermarkets these days--and even the crafts stores offer a variety of binders, stickers and backpacks at sharply reduced prices.